How much cash do you need for your first month?

Your first month is the cash-heavy month because apartment deposits, setup purchases, and backup payments may stack together.

Prepare for

• hotel or serviced apartment;
• apartment deposit;
• first rent payment;
• agency fee;
• furniture and appliance purchases;
• cleaning;
• bedding and household setup;
• phone and internet setup;
• local transport;
• app/payment failures;
• emergency backup.

Payment planning

Do not rely on one card, one app, or one bank. Have backup cards, some cash, and a plan for larger transfers.

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Build a first-month Shenzhen cash plan